4860 N Judy Circle, Prescott Valley, AZ 86314

$399,900

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,157 Lot Size (sq. ft.): 9,148 Status: Active

Current Price: $399,900 List Date: 8/20/2026 Last Modified: 8/22/2026

Overview

Description

An exceptional financing opportunity helps set this home apart: qualified buyers may have the opportunity to assume the existing VA loan at a 3.75% interest rate, with an approximate remaining balance of $280,000, subject to buyer qualification and loan-servicer/VA approval. Beyond the rate, this single-level Prescott Valley home offers comfortable, practical living without HOA restrictions. The 3-bedroom, 2-bath floor plan provides 1,157 sq. ft. of well-used space, complemented by fresh interior and exterior paint, skylights, ceiling fans and durable wood-look and tile flooring. The kitchen features warm wood cabinetry, generous counter space, a breakfast bar, pantry and gas range. A 2-car garage provides everyday storage, while the fenced .21-acre lot includes paver patios, a low-maintenance turf area, storage shed and room to accommodate an RV or boat. Located in an established neighborhood near Tonto Park North, the home offers convenient access to parks, shopping, dining and ... (Read more)

Listing Details MLS# 1084528

ContractAddressLegal

Original List Price: 399900
Listing Price: 399900
Street #: 4860
Direction: N
Street Name: Judy
St Suffix: Circle
City/Township: Prescott Valley
State: AZ
Zip Code: 86314
County: Yavapai
Subdivision: Prescott Valley 4
Tax Parcel: 103-02-172

General Property Description

Split Bedroom Plan: No
Baths - Full: Yes
Baths - 3/4: Yes
Total Bathrooms: 2
WH Gallons: 40
Year Built: 1999
Aprx SqFt: 1157
Total Liveable SqFt: 1157
Source of Measurement: County Assessor
Stories: Yes
Aprx Acres: 0.21
Garage Attached: 2
Total Garage: 2
Total Parking: 2
RV Garage/Parking: Yes
Buildings: Yes
Home Warranty: Negotiable
Solar Y/N: No
HOA Y/N: No
Age Restrictions Y/N: No

Tax Info

Taxes: 1175
Tax Year: 2025

More Information

Property Features

Style: Ranch Construction: Frame - Wood Interior Features: Ceiling Fan(s); Laminate Counters; Live on One Level; Master On Main; Raised Ceilings 9+ft; Skylight(s); Smoke Detector(s) Exterior Features: Dog Run; Driveway-Concrete; Driveway-Gravel; Fence - Backyard; Fence - Perimeter; Fence - Privacy; Landscaping-Front; Landscaping-Rear; Level Entry; Patio - Covered; Porch - Covered; Shed Appliances: Dishwasher; Disposal; Dryer; Gas Range; Oven; Range; Refrigerator; Washer Heating: Forced - Gas; Natural Gas Cooling: Ceiling Fan(s); Gas Pack Green Energy Efficient: Thermostat; Windows Flooring: Tile; Vinyl Utilities Installed: 220; Cable TV; Electricity; Natural Gas; Underground; Water - City; WWT - City Sewer Roof: Composition Water Heater: Natural Gas Road Frontage Type: City Street Road Surface Type: Paved Road Responsibility: City Maintained Road Other Rooms: None Records Available: None Subdivision Features: None Possession: At Recordation

Listing Office: Berkshire Hathaway HomeService AZ Properties

Last Updated: August - 22 - 2026

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